Smart Savings
High-yield savings that outpace the bank
Put your cash to work with competitive rates and automated saving.
Savings account types
Standard Savings
4.25% APY
Minimum $0
- No fees
- Daily compounding
- Full access anytime
Most popular
High-Yield Savings
5.10% APY
Minimum $1,000
- Daily compound, monthly credit
- No monthly fees
- Best for growing balances
Money Market
4.75% APY
Minimum $5,000
- Tiered rates
- Limited check-writing
- Higher balances rewarded
Why save with Andescapital
Competitive Rates
Up to 5.10% APY vs. a 0.46% national average.
Protection-Minded
Built with account protection and security as a priority.
Auto-Save
Automate contributions daily, weekly, or monthly.
Instant Access
Withdraw when you need to — no penalties.
Rates are variable and subject to change. Savings features are provided in accordance with applicable terms and program disclosures.